Side-by-Side Comparison
Nu Skin Enterprises vs Home Business Academy (HBA)
An honest comparison to help you choose the right opportunity
Feature Comparison
Regulatory History
FTC settlements, China government fines
No regulatory actions
Winner
Monthly Autoship
$50-150/month to maintain active status
No mandatory autoship
Winner
Commission Structure
Complex stairstep breakaway MLM
Flat 80% one-tier residual
Winner
Comp Plan Changes
Multiple revisions over the years
Unchanged since 2016
Winner
Products
Anti-aging skincare and supplements
Digital training and business tools
Tie
Overall Rating
2.1/5
4.8/5
Winner
Detailed Breakdown
Nu Skin Enterprises
Pros
- 40 years in business — public company (NYSE: NUS)
- Innovative ageLOC skincare technology
- Global presence in 50+ markets
- $122M paid to US Brand Affiliates in 2024
Cons
- Low per-customer residual (~$7/mo)
- Monthly volume requirements for rank maintenance
- New Sales Performance Plan (Nov 2024) adds complexity
Home Business Academy (HBA)
Pros
- 80% commissions — you earn more than the company keeps
- Paid every Thursday without fail since 2016 (never missed a payment)
- One-tier model: income depends on YOU, not a downline
- Comp plan has never changed since 2016
Cons
- Must own a product to earn commission on it (qualified sale rule)
- Requires consistent marketing effort — not passive without work
Our Verdict
Winner: Home Business Academy (HBA)
4.8
Nu Skin (founded 1984) is a publicly traded company with a 40-year track record in anti-aging products. The model requires $50-150/month autoship and has faced FTC and international regulatory actions. HBA offers a simpler one-tier model with 80% commissions, no regulatory issues, and a never-changed comp plan.
Ready to Get Started with Home Business Academy (HBA)?
Based on our analysis, Home Business Academy (HBA) offers the best opportunity for success.